🤝 Shared Home — MK 8,000/mo
🤝

No more awkward
money conversations

Whether you live with friends, colleagues, or family — keep finances transparent, chores fair, and the whole household running smoothly.

Shared home, shared clarity
Everything you need to manage shared expenses, staff, groceries, and routines — without spreadsheets or arguments.
Free
💰

Shared expenses

Track every shared cost — rent, groceries, utilities, cleaning supplies. Split any way you choose.

Free

Clear balances

Everyone sees exactly what they owe and what they're owed. No confusion, no drama, no guessing.

Essential
🔔

Recurring bills

Set up recurring bills with automatic reminders. Rent, electricity, water — never miss a payment.

Essential
🏥

Price comparison

Smart Basket compares your shared grocery list across stores — coverage first, then cost. Find the best store before you leave the house.

Essential
👨‍🏭

Worker management

Manage shared household staff — garden, cleaning, security. Fair payroll, clear task assignments.

Essential
📈

Household budget

Set a shared monthly budget and track spending together. Everyone sees how the household is doing.

Split everything, track everything

From monthly rent to that bag of sugar someone bought — every shared expense is recorded and divided fairly. No memory required.

  • Equal or custom splits — Divide by equal shares, percentage, or exact amounts
  • Expense history — Every shared cost recorded with date, payer, and split
  • Settlement tracking — Record when someone pays their share
  • Grocery cost sharing — Split the shopping bill after each trip
  • Up to 4 members — Perfect for small shared households

🤝 Household Balances

March overview
GraceSettled ✓
JamesOwes MK 4,200
FaithOwes MK 1,800
Recent shared expenses
ElectricityMK 12,000 ÷ 3
Groceries (Grace paid)MK 8,500 ÷ 3
Water billMK 3,600 ÷ 3

Save your household thousands every month

Shared homes spend significant amounts on groceries each month. Nyumba Yanga's price comparison engine shows exactly where to buy each item cheapest — so your shared budget goes further.

  • Store-by-store pricing — Compare Chipiku, PTC, Shoprite, Game, and more
  • Basket comparison — See the cheapest total for your full shopping list
  • Price alerts — Get notified when prices on your staples go up or down
  • Price history — Track how prices have changed over time
  • Community prices — Prices submitted and verified by shoppers across Malawi

🏥 Basket Comparison

This week's shared shopping list
StoreBasket Total
Chipiku MK 28,400 Best
PTC MK 29,100 +MK 700
Shoprite MK 31,200 +MK 2,800
📈 Monthly household saving
MK 11,500 / month
by always choosing the cheapest option

Manage shared household staff fairly

Many shared homes in Malawi have a gardener, cleaner, or security guard that everyone contributes to. Nyumba Yanga makes managing shared staff transparent and fair.

  • Staff profiles — Keep records for each worker including role, start date, and wage
  • Shared payroll — Split wages automatically between all housemates
  • Task assignments — Set recurring duties for each worker per day or week
  • Pay records — Full payment history so nobody disputes who paid what
  • Leave tracking — Track days off and holiday pay fairly

👨‍🏭 Household Staff

👶 Mary Chikwanda
Cleaner • Mon, Wed, Fri
MK 15,000/mo
MK 5,000 each
👷 Peter Banda
Gardener • Tues, Sat
MK 12,000/mo
MK 4,000 each
April payroll due
MK 27,000 total • MK 9,000 each
In 5 days

One budget, shared by everyone

Set a shared monthly budget for the household and track spending together. Everyone can see how the month is going — no surprises, no overspending, no blame.

  • Shared budget — Set a monthly spending limit everyone contributes to
  • Category tracking — Utilities, groceries, staff, maintenance — all tracked separately
  • Real-time updates — Every expense immediately visible to all housemates
  • Overspend alerts — Notifications when the household is approaching its limit
  • Monthly reports — Clear end-of-month summary of what was spent and by whom

📈 Shared Budget — April

Total household budget
MK 95,000 / MK 130,000
MK 35,000 remaining • 8 days left
Spending by category
🏭 Staff & payrollMK 27,000
🛒 Groceries & foodMK 32,500
⚡ UtilitiesMK 21,000
🔧 MaintenanceMK 14,500

Your household assistant, always available

Thandizo is your AI household assistant built into Nyumba Yanga. Ask about your shared expenses, get advice on managing your household, or ask for help resolving a house dispute — in plain English.

  • Household answers — “What did we spend on groceries this month?” Get instant answers
  • Budget advice — Get suggestions on where the household can save
  • Coach Chuma insights — Personalised money tips based on your actual spending
  • Mediation guidance — Neutral advice when housemates disagree about money

🤖 Thandizo

Titumidwa ndi Grace ndi James. Aliyense ayenera kulipira zingati?
Grace alipira groceries ya MK 8,500 kwa anthu atatu. Kuyambira pamenepatu:

▪ James alipire Grace MK 2,833
▪ Faith alipire Grace MK 2,833

Mungalemba kulipirwa kwa Grace m'chiwerengero cha Shared Expenses.
How much have we spent on utilities this month?
This month your shared household has spent:

⚡ Electricity — MK 12,000
💧 Water — MK 3,600
📶 WiFi — MK 8,000

Total: MK 23,600 (MK 7,867 each)

Ready to simplify shared living?

Join housemates across Malawi who split expenses fairly and keep money conversations simple.